Tag Archive | Weddings

Insurance For Your Wedding Rings

Did you know that June is the most popular month for weddings?

I’ve seen many of my clients planning weddings over the next few weeks.  So I thought I’d share an insurance tip this week just for engaged couples and newlyweds.

You’re spending a lot of money on your wedding and those new rings.  Make sure they’re covered!

Jewelry is covered under your Homeowners or Renters insurance.  But the coverage amount can be limited.   If you don’t cover the individual piece of jewelry specifically, you might not have enough insurance if it were to be lost or stolen.

Here’s what I recommend.  Get an appraisal of your rings from the jeweler.  Then bring in a copy and we’ll add the rings to your policy.  (We can also discuss deductibles or special coverage.)  Depending on the value of the ring, you might spend only a few dollars a year to know that your valuable jewelry is insured.

If you are renting or getting ready to purchase a home and don’t have a policy, now is a great time to schedule a free consultation to discuss what coverage you’ll need and give you a ballpark figure for what it will cost.  Renters Insurance is very inexpensive and can give you a lot of peace of mind as you combine your two households.

But the best tip I can give?  Get a local insurance agent you can trust!  We’ll look out for you and help you get the right coverage at an affordable rate.  Call today for a free quote.

June Blog 3

Insurance When You Tie The Knot

Wedding season is just around the corner! And with all of that love and wedding planning in the air, it can be hard to think about the boring parts of a marriage.

So I want to make it easy for you.  Here are a few things you need to think about in regards to your insurance policies when you tie the knot.

1.  Combine your auto insurance policies.  If you both own a vehicle, the easiest thing to do is combine your policies by adding your spouse and their vehicle to your policy.  We can take care of this in just a few minutes!

2. Make sure you and your spouse are listed on every policy.  You both need to be on the homeowners or renters insurance so you can get assistance if needed.  Do all of them at the same time and you won’t have to worry about it again.

3. Schedule an overall review.
  When you combine two households you will obviously have more belongings!  Speak with your agent and verify that you have enough content and liability insurance to cover any new assets.

4. Purchase life insurance.
  It’s your honeymoon and you don’t want to think about death, but now is the time to get this very important coverage in place.  It doesn’t cost much and will give you peace of mind that the person you love will be taken care of in the future.  It’s really the very best gift you can give to those you love.

The best part of this?  It doesn’t have to be hard!  In fact, one short appointment can take care of every item on the list.  Give us a call today to schedule a review.