Tag Archive | Greenwood MO

Homeowners and Renters–Tips for Holiday Security

The FBI reports that nearly 400,000 burglaries occur between November and December each year in the United States, but some burglars can be deterred; here are some tips:

  • Do not hide spare keys under flowerpots or doormats.
  • Use a timer to turn household lights on and off even if you’re not home. Burglars watch for occupancy cues especially unlit homes.
  • Do not display your Christmas tree and presents in front of easy-access windows.
  • Keep your windows and doors, including sliding doors, secured and locked.
  • Make sure you’re home to accept any packages that are scheduled for delivery. If not, request that the packages are left with a trusted neighbor, the post office, or shipped to your work address.
  • Request to suspend your mail if you are going out of town or on vacation.
  • Do not leave notes on your door announcing that you’re away from home.
  • Do not leave empty boxes from high-priced items outside your home for trash collection. Burglars would love nothing more to swipe your brand new flat screen TV, your children’s newest game system, and your computer.
  • Ask a trusted neighbor to check up on your home if you’re out of town.
  • Arm your security system if you have one installed and monitored. Studies show that homeowners with security systems only arm them 50% of the time.

Insurance When You Tie The Knot

Wedding season is just around the corner! And with all of that love and wedding planning in the air, it can be hard to think about the boring parts of a marriage.

So I want to make it easy for you.  Here are a few things you need to think about in regards to your insurance policies when you tie the knot.

1.  Combine your auto insurance policies.  If you both own a vehicle, the easiest thing to do is combine your policies by adding your spouse and their vehicle to your policy.  We can take care of this in just a few minutes!

2. Make sure you and your spouse are listed on every policy.  You both need to be on the homeowners or renters insurance so you can get assistance if needed.  Do all of them at the same time and you won’t have to worry about it again.

3. Schedule an overall review.
  When you combine two households you will obviously have more belongings!  Speak with your agent and verify that you have enough content and liability insurance to cover any new assets.

4. Purchase life insurance.
  It’s your honeymoon and you don’t want to think about death, but now is the time to get this very important coverage in place.  It doesn’t cost much and will give you peace of mind that the person you love will be taken care of in the future.  It’s really the very best gift you can give to those you love.

The best part of this?  It doesn’t have to be hard!  In fact, one short appointment can take care of every item on the list.  Give us a call today to schedule a review.

March Home Maintenance Tips

What do you need to do this month to keep your home running smoothly and your family protected?  Read below to find out! 

Change Batteries In Smoke Detectors – When the time changes, it’s a great idea to change the batteries in all smoke and carbon monoxide detectors.  This way you always know that they are working and in good order!

Make A Severe Weather Plan – Designate a safe place in your home in case of bad weather.  Stock it with basic emergency supplies and throw in an extra flashlight and batteries too!

Check Your Credit Report – March is Credit Education Month.  When was the last time you checked to see that your credit reports were accurate?  If it’s been over a year, stop by www.annualcreditreport.com and order a free copy today.

Review Your Insurance Discounts – Are you getting all the discounts you qualify for?  Call us to review your policy and see if there are any changes that need to be made.

 

And as always, give us a call if you have any questions or need assistance with auto, home, business, or life insurance.