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Don’t Be “Cheap” when it comes to insurance coverage. The worst scenario is being under-insured when you have a large claim.

You pay a lot for insurance coverage; when you have a claim you want adequate coverage and not have to come out of pocket more then your deductible. 

One of the biggest fallacies is that consumers only care about getting better rates.
Here are things that you as a consumer should know:

  • Property prices are increasing and people want to protect their investments
  • Most properties in the California fires were under-insured, probably to reduce premiums
  • Clients WILL PAY more for better coverage. Often their current agent/company hasn’t reviewed their policies and the client has too little coverage
  • We will pointing out the facts to you while being professional and we will win your business

The mortgage industry lost trust of mortgage brokers after the 2008 mortgage crisis and many lost their jobs. We pledge not to this happen to the insurance industry! We will help you evaluate your risks and gives you an abundance of information to help you select the proper coverage, insure to value, and select appropriate premium.

Call, text, click or email for your personal or business insurance review today.
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Protect Your Family During Severe Weather

Did you know that March is Severe Weather Preparation Month?

While it may still feel like winter outside, it won’t be long until spring arrives.  And with it comes spring storms!  Is your family prepared?

First things first, make sure you have designated a safe place to go to if the weather gets bad.  It could be a basement, closet, or room with no windows or outside walls.  Make sure this space is cleared out enough that you could easily get your family inside if needed.  (You don’t want to be clearing out the closet if there is a tornado!)

Next, put together a small emergency kit.  What would you need if the power was out?  Consider putting in flashlights, extra batteries, canned food, and plenty of water.  (Don’t forget supplies for your pets too!)

Keep emergency phone numbers in your cell phone contacts, including the all our phone numbers
Office: 816-795-5977
Jon’s Cell: 816-304-1614
Claims: 800-435-7764
You could even save a note in your phone with your policy numbers too!

While we can’t prevent bad weather, it’s always great to be as prepared as possible.  Take care of your family first and know that we’ll be there to protect your belongings.

 

Insuring Your RV, Boats, & Summer Fun

Summer is on its way.  Before we know it there will be Memorial Day barbecues and long weekends at the lake.
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That’s why now is a great time to review insurance coverage on all of your summer toys.  Read below for things to consider (and review with us) before the big items come out of winter storage.

RV – Your motor home or travel trailer needs insurance coverage, especially if you’ll be driving or pulling it this year.  Even if you don’t have a loan on your RV, you will want it covered for theft or damage.  Whether they are parked on a lake lot for the season or driving cross country, we offer several RV policies to fit your needs.  Just call us for a quote.

Boat – The same thing goes for your boats and jet skis.  You’ve made a big investment and it’s important to protect them.  Not only should you worry about damage to your boat, but also make sure you have the proper amount of liability coverage.  Don’t forget your life jackets!

Motorcycle – Ready to hit the road for a long drive?  Remember to brush up on your safety skills and always wear a helmet.  Don’t forget to make sure your motorcycle has liability coverage just like your vehicle!  We can help you determine what coverage you need.  Especially important is uninsured, under-insured and medical payment coverage.

Swimming Pool – If you own a pool, then you need extra liability coverage including a Personal Umbrella Policy.  Why?  Because there is a lot more risk of someone being injured when you have a pool.  Don’t skimp on your coverage and make sure you have the pool area secured and safe.

Summer is a lot more fun when you know that your high price recreational items are properly insured and protected.  Take 15 minutes to call us for a quote or to review your current coverage.