Contractor’s Insurance? Yes we can help!

Combining insurance coverage in one policy generally leads to a better value, and we help contractors every day create an attractive insurance package for helping insure their small business.

For contractors–primarily HVAC, landscapers, painters, plumbers, electricians, carpet installers/carpet cleaners, we have a policy that is especially attractive.

A lot of insurance “brokers” offer just liability insurance for contractors, but our policies include tools and equipment and more.

For example, our policy even covers theft of a contractors’ supplies.  For example: a HVAC company buys a new furnace or AC puts it in their shop.  The shop is broken into and the unit is stolen.  If they have our policy the first $3,000 of protection comes automatically, but you can increase it up to $100,000 of coverage.

The protection doesn’t end there.

A lot of contractors work out of a den or third bedroom in their house, but a typical homeowner’s insurance policy won’t cover anything to do with a business.  If there is theft, water or fire damage, our policy covers $2,500 automatically, and it can be increased if needed”

The convenience factor is huge.

If a contractor has company vehicles, a lot of insurance carriers have separate liability for commercial vehicles, a separate policy for tools and equipment,  a separate general liability policy, and a separate worker’s compensation policy.  What we can do is package it all together; we can also provide them a contractors bond if they need that too.  We keep in all in house so they have 1 central point of contact for all their insurance coverage.

Does the best coverage for your business matter to you? Of course it does! Call 816-795-5977 or email jolson3@farmersagent.com today to see how we can help you customize the best package and lowest premium for your business.

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