Don’t Leave Home For Vacation Without Doing This…

Ready to head out of town on vacation?  Temperatures are climbing, school is ending, and everyone is eager for a break.  But there are a few things to keep in mind before you leave town in order to keep your possessions protected.

Don’t Advertise That You’ll Be Out Of Town
Think about the things that happen around your home on a daily basis, so that your home doesn’t look empty when you leave.

First, contact the Post Office (and the newspaper) and put your services on hold.  A full mailbox and a driveway full of newspapers are a sign to thieves that you’re an easy target!

Can you put a few lights on a timer so that your home isn’t dark all night?  Even leaving on a few lamps will help.  Motion sensitive lights on your porch and driveway are a great idea too.

Do you have a neighbor that you trust?  Let them know of your plans, share your contact number, and consider leaving a spare key just in case.

What if a severe thunderstorm hits while you’re out of town?  It could knock out power or even cause a tree in your yard to fall.  Your neighbor can make sure that your freezer is back on when the power restores or verify that there aren’t any leaks in the roof from the storm damage!  This can help prevent some bad surprises when you get home. Here at our agency we call this YOUR Key Neighbor. Your Key Neighbor should also have our office phone number should any emergency claims arise.

When You’re On The Road
The biggest tip I share with my clients is to avoid leaving valuables in the car! 

Many people believe that their belongings are covered by car insurance, but that is not the case.  The only coverage for your luggage and computer would be on your Homeowners Insurance and it’s subject to your deductible and possibly other limits.

Also, most policies offer coverage for road side assistance and towing.  This can be invaluable when you are stranded (or accidentally lock your keys in the car in an unfamiliar town).  This coverage is inexpensive and quick to add to your policy. Just call 1-800-435-7764 or 800-FARM TOW.

Have questions about your insurance before your next trip?  Give us a call anytime to discuss your policy or to get a quote!